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Disclaimer

American Franchise Specialist Agency, Inc. and its insurance company partners assist employers in evaluating workplace safety exposures. Surveys, materials and related services may not reveal every hazard, exposure and/or violation of safety practices. Inspections by your insurance company do not result in any warranty that the workplace, operations, machinery, appliances or equipment are safe or in compliance with applicable regulations. Any recommendations and related services are not and should not be construed as legal advice or be used as a substitute for legal advice. Employee protection and safety is ultimately the responsibility of the employer.

Statements on this web site as to policies, coverages, or other information provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed broker. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communication with us. Please contact our office at (631) 271-2535 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.

Information provided on this Site does not constitute professional advice; if you have loss control, HR, legal, tax (or financial planning questions), you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information by those Sites.